SAVINGS
Institution for Savings offers a full menu of uncomplicated personal banking products and services to meet your everyday banking needs. Our offerings are designed to provide you with stress-free banking and competitive rates - all delivered with the personal expert service you have come to expect from us since 1820. And we typically have the lowest fees of almost any area bank!
A per item fee will be assessed for statement savings or preferred savings transactions in excess of 6 preauthorized, automatic, telephone banking, internet banking transactions or 3 ATM point-of-sale transactions per month.
Passbook Savings
- Direct deposit available
- Funds may be used as collateral for passbook loans
- 24-hour Automated Telephone Banking
For customers who like the security and convenience of a passbook, this account can be opened and maintained with as little as $10. A $5.00 monthly service charge is assessed if your account drops below $10.00
Statement Savings
- No fee ATM card and/or VisaŠ Debit Card and Point of Sale transactions
- Your choice of monthly statements by mail or electronically
- 24-hour Automated Telephone Banking
- Surcharge-free withdrawals at SUM network ATMS (Other financial institutions may charge fee outside of SUM networks)
- Direct Deposit available
- Your choice of monthly statements by mail or electronically
- 24-hour Automated Telephone Banking
- Surcharge-free withdrawals at SUM network ATMS (Other financial institutions may charge fee outside of SUM networks)
- Direct Deposit available
This account pays a competitive rate of interest and can be opened with as little as $10. A $5 monthly service charge is assessed if your account drops below $10. Other benefits:
Preferred Savings
This savings account pays a premium rate of interest for balances of $50,000 or more. A $50,000 minimum balance is required to open and avoid a $10 monthly service charge. Other benefits:




