Institution for Savings
Personal Banking

MORTGAGE CALCULATOR


Use our Mortgage Calculator to help you calculate your monthly mortgage payment.

These calculations are based on standard guidelines that lenders use to determine loan amounts that borrowers are eligible to receive. The factors used to determine how much money may be financed include income, total mortgage payments, and total debt payments.

The Mortgage Calculator will display the results along with an optional payment schedule if you choose to do so.

Interest Rate
Enter the interest rate of the loan without the percentage sign, e.g., enter as 8.5.

Rate:  %
Term of Loan:  Months Years

Payment Frequency Bi-weekly Monthly
Monthly Gross Income: 

Other Monthly Mortgage Expenses

Private Mortgage Insurance (PMI): 
Real Estate Taxes: 
Home Insurance: 
Homeowners, Condo / Co-op Maintenance: 

Monthly Debt Expenses
Total Car Payments: 
Total Credit Card Payments: 
Total Other Monthly Debt Payments: 



Payment Schedule
(show the dollar amounts apportioned to principal and interest)

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Note: The Mortgage Calculator is intended to provide approximate information about loan payments and does not constitute an offer to extend credit. Actual payment information may vary.