FEE SCHEDULE
Savings, Checking, Money Market
| Advantage Business Checking | Monthly Service Charge | $10.00+ | Per Check Paid | $.15+ |
| Simple Business Checking | Monthly Service Charge (if balance drops below $5,000) | $10.00 |
| Simple Business NOW Checking | ||
| Monthly Service Charge (If balance drops below $500) | $5.00 | |
| Statement Savings | ||
| Monthly Service Charge (If balance drops below $1000) | $10.00 | |
| Preferred Savings | ||
| Monthly Service Charge (If balance drops below $50,000) | $10.00 | |
| Transfers from a statement savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per month with no more than three ATM point-of-sale transactions and no transfers by check, debit card or similar order to third parties. | $5.00 (per item) | |
| Premium Money Market | ||
| Monthly Service Charge (If balance drops below $75,000) | $10.00 | |
| Money Market | ||
| Monthly Service Charge (If balance drops below $2500) | $10.00 | |
| Transfers from a money market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per month with no more than three in aggregate by check, draft, debit card, ATM point-of-sale transactions or similar order to third parties. | $5.00 (per item) | |
| Other Fees and Services | ||
| Non-Sufficient (NSF), Uncollected (UNC), Funds Held (HLD), Check and ACH Return Charge | $25.00 | |
| Return Charge - Bill Pay | $25.00 (per item) | |
| Return Deposited Item Charge | $4.00 (per item) | |
| ATM Transactions | NO CHARGE | |
| ATM Transactions - Other Bank ATMs | NO CHARGE** | |
| Debit Card Transactions | NO CHARGE | |
| 24-Hour Automated Telephone Banking | NO CHARGE | |
| Internet Banking | NO CHARGE | |
| Bill Pay - Business Accounts | $5.95 per month***+ | |
| Stop Payment Order (Expires in 6 months) | $25.00 | |
| Stop Payment Order - Bill Pay (Expires in 6 months) | $25.00 | |
| Night Depository | NO CHARGE | |
| Check Order | Varies | |
| Money Market Check Order (First order free) | Varies | |
| Lock Box Service | Provided upon request | |
| Personal Money Orders (up to $1000) | $1.00 | |
| Treasurer's Checks (if under $1000 and/or not withdrawn from your account) | $2.00 | |
| Certified Checks | $5.00 | |
| Travelers Checks for 1 | $1.00 (per $100) | |
| Travelers Checks for 2 | $1.75 (per $100) | |
| American Express Gift Checks | $2.00 (per check) | |
| Wire Transfers - Domestic | $20.00 | |
| Wire Transfers -International | $30.00 | |
| Foreign Currency Purchase | 1% of US total (minimum $10.00 | |
| plus shipping when applicable) | ||
| Return Foreign Currency | $5.00 - $10.00 (plus shipping when applicable) | |
| Foreign Draft | $15.00 (plus shipping charge) | |
| Foreign Check Collection | $15.00-$45.00 (plus any applicable corresponding bank charges) | |
| Notary | NO CHARGE | |
| Signature Guarantee | NO CHARGE | |
| Research | $25.00 (per hour) | |
| MA DOR Levy | $20.00 | |
| Safe Deposit Box | Varies | |
| Safe Deposit Box Replacement Key | $25.00 | |
| Drilled Safe Deposit Box | $125.00 | |
Some services available to bank customers only.
+ Can be offset by Earning Credits.
** Other banks may charge fee.
*** Bill Pay service for Business Accounts is $5.95 per month for the first 10 transactions. After 10 transactions (per month), there is a charge of $0.40 per transaction.
